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- last updated October 26, 2018

At , (the "Website") we respect your privacy and are committed to protecting your information. Our Privacy Policy serves as our standard for collection, use, retention, and security of your information. We have limited our employee access to your information to only those with a legitimate business need for the information. We utilize policies, procedures, employee orientation, and communication programs designed for the protection of your information. We have implemented internal controls and procedures designed to keep and report your information as accurately and completely as possible. We are committed to responding promptly when you notify us your information is not accurate at contactus@oneloanplace.net.

How does AmericaOneUnsecured.com collect information from me?

Our primary goal in collecting personal information is to provide you with a smooth, efficient, and customized experience. You may browse our site without identifying yourself, or revealing any information about you or your company, however, we may collect your personal information, for example, when you:

  • Create an account
  • Request a loan
  • Subscribe to our newsletter
  • Provide information on our form

Privacy Permissions

By submitting your contact information and other information you are granting us, and our affiliated sites and vendors, permission to contact you via phone, mail, email or direct mail. We treat information about our former clients the same way in which we treat current client information. If you do not wish to be contacted, please email us at contactus@oneloanplace.net.

What types of information does AmericaOneUnsecured.com collect about me?

The primary reason we collect information about you is to provide products and services that you have requested. We may collect information about you such as your name, email address, phone number, city, state & zip code, estimated credit ratings, estimated annual income, employment information, bankruptcy history, estimated total unsecured debt, estimated tax debt, social security number and/or bank account information ("Personal Information"). We may also collect information such as demographic data and data about your activity on our website ("Non-Personal Information"). We limit the amount and type of information we collect and retain only that which is required to establish and manage your accounts, understand your needs, provide you services, offer new products and services, and comply with legal and regulatory requirements.

How does AmericaOneUnsecured.com use my information?

We may use your information in the following ways: To provide the services you request; To provide you with additional products and services; To communicate with you about products or services which may be of interest to you; To provide you with support services; To research and analyze your use or interest in our products and services; To develop and display content and services tailored to your interests; To improve our website, products and services; To measure the effectiveness of our advertising content, and other activities; To consider a submitted job application.

How does AmericaOneUnsecured.com protect my information?

We use advanced technology and information management techniques housed in secured buildings in multiple locations to implement security, audit, and control programs designed to protect your information in compliance with federal law.
We protect the privacy of your information using SSL (Secure Socket Layer) Technology to ensure your Personal Information cannot be accessed during transmission to our servers.
We also use SSL authentication technology to confirm the identity of both the computer ending, and the computer receiving your information. This safeguard keeps unauthorized people and companies from accessing your information.

Does AmericaOneUnsecured.com share my information with Third-Parties?

AmericaOneUnsecured.com needs to share client personal information with Third Parties in order to run our everyday business. Those parties we may or may not share your personal information with could include: Affiliates or Companies with whom we have a formal business relationship, Non-Affiliates or Companies not related by common ownership and control, and with which we do not have a formal business relationship & Joint Marketing - A formal agreement between non-affiliated financial companies that together market financial products or services to you.
In the section below, we list the reasons we can share your personal information; the reasons we choose to share and whether you can limit this sharing:

Reasons We Can Share Your Personal Information Do We Share? Can You Limit This Sharing?
For our everyday business purposes - such as to process your transactions maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you. Yes No
For joint marketing with other companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes Yes
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you No We do not share

Why can't you limit all sharing?

Federal law permits you the right to limit only the following: sharing for affiliates' everyday business purposes - information about your creditworthiness; affiliates from using your information to market to you; and, sharing for non-Affiliates to market to you.

Opt-Out

You may opt out of any future contact from us at any time. You may also do the following at any time by emailing us at contactus@oneloanplace.net:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express a concern you have about our use of your data.

You can choose not to provide us with certain information, but that may result in the inability to use certain features of our websites or receive certain products or services. In order to comply with legal requirements, we may be unable to delete your information from our database until the expiration of the applicable period.

Other Important Information

GLB Act: In order to comply with the Gramm-Leach-Billey Act, 15 U.S.C. 6802, this Privacy Policy will serve as the start of your client relationship with us and it shall serve as the annual privacy notice as stated in the GLB Act. AmericaOneUnsecured.com may include links to third party sites. We are not responsible for the practices and policies of third party sites and we encourage clients to take heed of third party sites and fully read their policies if they collect PII. This privacy policy replaces any privacy policy previously delivered to you or appearing on the website, any transaction agreement if any other document previously delivered to you. The terms of this privacy policy shall control until revised.

For California Residents: On September 27, 2013, A.B. 370 was signed into law, amending the California Online Privacy Protection Act to require operators of commercial websites like ours to disclose: (1) How we respond to "Do Not Track" signals; and (2) Whether third parties collect personally identifiable information (PII) about users when they visit us.
We do not engage in the collection of personally identifiable Information (PII) about an individual consumer's online activities over time and across third party websites or online services. We do not honor "do not track" signals. Users who chose to use "do not track" signals will still have access to the service. We do not permit third parties to collect PII about an individual consumer's online activities over time and across different websites when a consumer uses the service.

Patriot Act: Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens up an account or changes an existing account. This federal requirement applies to all new clients and current clients. This information is used to assist the United States government in the fight against the funding of terrorism and money -laundering activities. While we are not a financial institution, lending partners we work with are financial institutions. What this means to you: when you submit information to us, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. This information will be passed on to the lending partner that you are connected with.

Cookies: A cookie is a file which contains data that is stored on a visitor's hard drive. This data includes information about the visitor. A visitor has the option to reject a cookie and they still will be able to access our Website, however, the user may not have access to certain sections of our Website if cookies are disabled. THe purpose of using cookies is to allow us to track the intent of our visitors and enhance visitor experience while using our Website. All cookies, including session cookies and persistent cookies, served on the Website are ties to PII that you provide. Our Affiliates and Partners may use cookies on our Website, however, we cannot control or access cookies set by third parties.

Additional Sharing: We cannot guarantee that all of your PII will not be disclosed in ways not covered in this Privacy Policy. There may be circumstances in which the disclosure of your information happens as a result of unlawful interception or transmission to a third party. Also, a legal situation may occur in which the disclosure of your PII or other information is required. Additionally, as we develop and grow, we may choose to buy additional businesses or assets, including client information. In the event that we or one or more of our assets are acquiring, client information may be one of the assets sold.

Changes To This Privacy Policy

We may update or modify this Privacy Policy to reflect changes to how we will collect, use, or share your information. We display an effective date on the upper left corner of the Privacy Policy so that it will be easier for you to know when there has been a change. You should check the Privacy Policy on a regular basis for the most current privacy practices. Your continued use of our websites will signify your acceptance of the changes to the Privacy Policy.
For questions, or to limit sharing, please contact us at contactus@oneloanplace.net.

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