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How Do We Spend Our Money?

By at May 17, 2011 13:04
Filed Under: Personal Finance
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Saving Money At The Grocery Store


Smart consumers everywhere are finding more ways to stretch their dollars, whether they are on a fixed income or just want to get more for their hard-earned dollars. Saving on groceries is one of the easiest and most rewarding ways to save money.


With a little attention to deals and coupons, as well as a little research, it's a safe bet that you can save about one-third of your usual grocery spending per month.


First of all, you should get familiar with the average price for the items you normally purchase. This may seem a bit pointless, but if you don't know the average price of the items you're looking for, you won't know if you're getting a good deal when you see these items on sale. If you shop at several stores, take note of the price differences. This can also help you save money.


If you don't read the newspaper on a regular basis, start picking one up on Sundays and check out the coupons. The average Sunday paper costs about $1.50, and you'll save that and then some on groceries. Check the paper for weekly ads from local grocers and bonus coupons from non-grocery stores where you shop. These are usually found on Wednesdays.


You can also find coupons and deals online. Many grocery chains now have websites, and you'll find special deals and printable coupons there as well.


There are also numerous coupon websites that guide you toward the best deals and printable coupons. Some of these include thefrugalgirls.com, thrifty411.com, southernsavers.com, couponmoms.com and coupons.com. Search for more sites and bookmark the ones that have the best deals for you.


Be sure you make a list, noting which items are on sale, are buy-one-get-one deals, and items you have coupons for. Be sure you ask for rain checks on items that are not available, and remember to use the rain check within the next couple of weeks, so you don't forget it.


Last of all, set a budget and stick to it. Look at your expenses and see how much you can realistically afford to spend at the market. Don't be tempted by the end-cap items at the end of aisles, and don't pick up items at the checkout stand like magazines and candy.


You may think that doing things like clipping coupons and buying in bulk won't make much of a dent in your overall bottom line. But just try it – you'll be surprised when you see how all those little things quickly add up to big savings.


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